I am currently planning a multi-country trip through Europe and I am feeling confused about the tipping culture in different regions. I have heard that some countries include a service charge, while others expect a direct tip, and I want to make sure I am being respectful without overpaying. Could someone explain the general tipping norms for places like France, Italy, Germany, and the UK? Any tips on how to handle the bill when using a card versus paying in cash would also be greatly appreciated.